yolanthe schoolyard

cavanaughpatsy75

Mar 30, 2013 7:00am

gty charleston wv jt 130329 wblog Charleston, W.V., Worst for Well Being, Gallup Poll Finds

Charleston, W.V. ranks last for well-being. (Image credit: Getty Images)

Despite its slogan ? Hip, Historic ? Almost Heaven ? Charleston, W.V., comes in last on Gallup?s latest well-being poll.

The city scored a meager 60.8 points on the pollster?s well-being index ? a 100-point scale measuring physical and emotional health, work environment and access to basic necessities.

The nearby Huntington-Ashland metropolitan area scored 61.2, landing in the bottom two for the third year in a row.

Mobile, Ala., Utica-Rome, N.Y., Hickory-Lenoir-Morganton, N.C., and Fort Smith, Ark.-Okla., round out the roster of frequent bottom dwellers.

Topping the list was Lincoln, Neb., which scored 72.8, landing in the top 20 cities for the third year in a row. Honolulu came in first for emotional health, and Charlottesville, Va., ranked No. 1 for physical health, according to the poll.

Top 10 Metropolitan Areas for Well-Being

Lincoln, Neb. ? 72.8
Boulder, Colo. ??72.7
Burlington-South Burlington, Vt. ??72.4
Provo-Orem, Utah ??71.7
Fort Collins-Loveland, Colo. ??71.6
Barnstable Town, Mass. ??71.5
Honolulu, Hawaii ??71.5
Ann Arbor, Mich. ??71.4
Washington-Arlington-Alexandria, D.C., Va., Md., W.V. ??71.3
San Luis Obispo-Paso Robles, Calif. ??71.2

Bottom 11 Metropolitan Areas for Well-Being

Charleston, W.V. ??60.8
Huntington-Ashland, W.V., Ky., Ohio ??61.2
Mobile, Ala. ??62.4
Beaumont-Port Arthur, Texas ??62.5
Hickory-Lenoir-Morganton, N.C. ??62.7
Fort Smith, Ark., Okla. ??62.9
Bakersfield, Calif. ??63.0
Evansville, Ind., Ky. ??63.1
Rockford, Ill. ??63.1
Spartanburg, S.C. ??63.4
Utica-Rome, N.Y. ??63.4

Click here to see how your city stacks up.

SHOWS: Good Morning America

Source: http://abcnews.go.com/blogs/health/2013/03/30/charleston-w-v-worst-for-well-being-gallup-poll-finds/

rex ryan PNC Bank Louisville football Fidelity pnc Charlie Strong Calendar 2013

cavanaughpatsy75

RIYADH (Reuters) - Two Kuwaiti citizens are among 94 suspected Muslim Brotherhood members on trial in the United Arab Emirates accused of planning to overthrow the state, Kuwait's prime minister said.

The two are "suspected of involvement in financing this cell", Sheikh Jaber al-Mubarak al-Sabah said in an interview published by pan-Arab daily Asharaq al-Awsat on Saturday.

The UAE's attorney general was quoted in January as saying the group was linked to Egypt's Muslim Brotherhood and had sought to infiltrate state institutions with the aim of seizing power. The trial started early this month.

The Muslim Brotherhood is not banned in Kuwait, which has the most open political system in the Gulf, and several opposition politicians are openly affiliated with the group. Political parties are still barred in the country.

The UAE has avoided the unrest that has unseated autocratic Arab rulers elsewhere in the past two years. It has a state-sponsored cradle-to-grave welfare system and has come down hard on any sign of political dissent.

Kuwait and the UAE are both members of the Gulf Cooperation Council, a six-member group of close Gulf Arab allies that also includes Saudi Arabia, Bahrain, Qatar and Oman.

(Reporting by Angus McDowall; editing by Andrew Roche)

Source: http://news.yahoo.com/kuwait-pm-says-two-kuwaitis-among-94-accused-090550467.html

sun storm tri international criminal court ios 5.1 apple tv update new ipad release pregnant jessica simpson

cavanaughpatsy75

Share With Friends:

|

| Politics - Top Stories News, RSS and RSS Feed via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/295735560?client_source=feed&format=rss

house of representatives paul ryan michele bachmann donald trump Election 2012 map Election Results Map Early voting results

cavanaughpatsy75

Share With Friends:

|

| Politics - Top Stories News, News Feeds and News via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/295537402?client_source=feed&format=rss

marinol flight attendant pau gasol trade michael madsen spring forward day light savings day light savings

cavanaughpatsy75

In a new U.K. commercial from Somersby Cider, the beverage brand spoofs the Apple Inc. model of retail.

Brilliantly carried out, the ad is made to look like it was filmed at the launch of a new Apple product: fans lined up outside and rush in at the chic store's opening; product-savvy associates guide enchanted customers through the specs of the beverage; there's even a punny tagline to build upon the theme ? "Less Apps, More Apples."

Somersby is a new brand of hard cider made by Carlsberg. The agency is Fold7, UK.

Source: http://www.businessinsider.com/somersby-apple-store-cider-commercial-2013-3

how to hard boil eggs new nfl uniforms easter derbyshire the matrix oceans 11 ferris state hockey

cavanaughpatsy75

Home > Indian Gaming

The Kickapoo Tribe of Texas will be unveiling a major casino expansion this spring. The tribe is more than doubling the size of the gaming floor at the Lucky Eagle Casino. The tribe is also adding a 249-room hotel to the facility. "The current facility was not large enough," general manager Robin Miller told KXAN-TV. "It's a very exciting time for both the tribe and the casino with the expansion." The casino only offers Class II games. The state has refused to negotiate a Class III gaming compact. Get the Story:
The legacy of Texas' lone legal casino (KXAN-TV 3/28) Related Stories:
Alabama-Coushatta Tribe seeks restoration of gaming rights (3/19)

Hot Topics

Links

Haircuts?

In view of such dim prospects, demands for a debt haircut are also being heard from creditor circles. Indeed it's better to write-off a portion of outstanding debt while still being able to pocket repayment and interest on the rest, than to risk state bankruptcy and lose it all. The latest rescue package agreed upon by the EU for Greece, that is to say, for its creditors, even provides for debt relief of 50 per cent. Though concretely on this score, in contrast to the required budget cuts also negotiated, debt relief is still not in the cards. One reason why is that private creditors are still haggling over the assistance from state coffers granted by German Chancellor Angela Merkel and former French President Nicolas Sarkozy. So long as this keeps working for them, any planned debt relief transforms into a detour of debt servicing from Greece to the taxpayers of Germany and France ? for the benefit of Deutsche Bank, Soci?t? G?n?rale and Co.

With corresponding demands the bankers are creating the type of debtor liability within the Eurozone, which according to the Maastricht Treaty ? the blueprint for European monetary union ? was not at all to be permitted, and against which right-wing populist politicians zealously shriek. Finance capital, which Europe created in the 1980s in the name of free trade and democracy, is fostering a right-wing populist surge, which promises to halt the transfer of debt from one country to another in the name of national sovereignty.

Debt Redistribution

A hopeless undertaking, to say the least. Compared to the total debts accrued during the decades of neoliberal capitalism, the state debts of Greece and Italy look rather modest. A few figures help to illustrate the point. Japan's debt-to-GDP ratio was 471 per cent in 2009, for the United Kingdom it was 466 per cent, of which 194 per cent comprised that of the financial sector, for France it was 323 per cent, for the United States 296 per cent, and for Germany 285 per cent. As noted above, Greece's debt-to-GDP ratio stood at 243 per cent. If we take a glance at the growth of this mountain of debt over time, it becomes clear that this mountain cannot be paid off. In 1980, at the beginning of the neoliberal era, Japan's total indebtedness was 244 per cent of GDP, ten years later it was 391 per cent; Japan's economy has been stagnant since the start of the 1990s but its debt load increased to the already indicated level of 471 per cent. Instead of debt reduction, a redistribution of debt has taken place in the last decade. While private households, industrial and financial corporations managed to reduce their share of total debt, the portion of state debt has steadily increased.

To take another example: during the twenty years of Japanese stagnation China recorded economic growth rates of between 7 and 14 per cent. Yet even these world record growth rates sufficed only to prevent debt levels from increasing further. In 2000 they stood at 156 per cent of GDP, in 2009 they were at 159 per cent. Compared to other countries this is a very modest level. When we consider however that it was only in the 1980s that China set out on its long march toward capitalism, when the older capitalists in other countries had already laid the foundations for the accumulation of debt, this 159 per cent also appears in a different light.

However we may wish to twist or turn it the fact remains that in neoliberal capitalism, though the talk is of debt reduction, the actual practice has been the accumulation of debt. As long as stock markets continued their upward trajectory this fact could be concealed, or rather, sugar-coated. The more credit that one took on, the more stocks and financial securities one could buy. Rising stock markets were taken as proof of growing wealth. That the increase in the prices of stocks and financial securities was, in the first instance, the result of credit-financed demand for such investments; and secondly, at best an expression of the increasing creation of value (economic growth), disturbed no one in the heat of the stock market surge. Debt service? Not a problem. One could simply borrow against the rising value of stock market wealth and with this money meet every payment obligation ? at least until things become too hot for some banks and they demanded higher interest for further credit. At this point the demand for credit for the purchase of stocks and financial securities collapsed, as well as the readiness of banks to extend such credit. All at once borrowers ? be they private companies, households or the state ? realized that their wealth and income no longer sufficed to fulfil their existing payment obligations. This realization struck at the beginning of the crisis as incomes sank, and attempts to meet debt service obligations with money raised from the sale of assets failed, as all at once the entire world tried to hawk its junk assets. Only the bold absorption of new loans by the paternal state, and the stated promise to service outstanding loans with tax money as required, prevented the total collapse of the global economy; or rather, confined the economic crisis to smaller countries like Greece.

Chill Out Room

The shaken power of money and politics has now reached the point where it knows that the extension of austerity ? la grecque to the rest of the world would lead to global economic collapse, but it is nevertheless at a loss for ideas. A few audacious individuals dream of a new stock market rally. The transformation of state debt into tradable securities, as was discussed in the context of the euro rescue package under the term ?leverage,? points in this direction. Yet the mood is not conducive to inspiring any partying. Most investors are taking their money, which was rescued with state credit and guarantees, off the dance floor of the stock market and into the chill out room. A few stalwart Keynesians are calling for inflation to help reduce debt. But the investors in the chill out room would quickly awaken and demand monetary policies that defend the value of their money; yet nevertheless the total value of their assets already suffered greatly from the crisis. If they were to start screaming bloody murder at the slight loss in value a 5 per cent inflation rate would bring with it, their approval for further debt haircuts is certainly much less to be expected. They would much rather freeze their assets, that is to say, withdraw them from financial circuits than to have them pruned by finance ministries. Outside of these circuits, which after all open access to the surplus values produced annually, these assets are indeed worth nothing, but unsettled investors do not wish to think so far ahead.

The rest of society however might want to take a chance on this. If private financial circuits are unreliable at best, and at worst they collapse and real economic growth gets buried under a stack of newly worthless financial assets, then it is time to build an economy independent of private financial wealth. A first step in that direction would consist in the socialization of the financial sector so that access to financial resources for investments in socially necessary economic sectors no longer depend on the hopes for profit, and the fears of collapse of the holders of private wealth.

One problem with this is of course that sections of the working-class, particularly in the Anglo-Saxon countries where pension contributions flow entirely into financial markets, will be as unenthusiastic about a socialization of the financial sector as the richest ten thousand. Those who prohibit reductions in pensions in the name of socialism, but want to adhere to the idea of debt relief, must also discuss the equitable distribution of socially produced wealth. Socialism in one sector, indeed in one as important as the financial sector, will not work; except as the first step to a socialist transformation of production and distribution of socially necessary goods and services. Until the way there is found, the sword of Damocles of the next financial crisis hangs over Athens, Rome and the rest of the world. ?

Ingo Schmidt is an economist, a writer, and a labour educator. He is the Coordinator of the Labour Studies Program at Athabasca University. His latest book, co-edited with Bryan Evans is Social Democracy After the Cold War, (AU Press, 2012). This article originally appeared in German. Translation by Sam Putinja.

Source: http://www.socialistproject.ca/bullet/791.php

whitney houston funeral judi dench bobby brown leaves funeral donnie mcclurkin whitney houston funeral live stream kevin costner whitney houston whitney houston funeral live

cavanaughpatsy75 · Mar. 27, 2013

Mar. 27, 2013 ? Scientists at Harvard may have new hope for anyone who's tried to fight the battle of the bulge.

New research, conducted in collaboration with researchers at Massachusetts General Hospital, has found that the gut microbes of mice undergo drastic changes following gastric bypass surgery. Transfer of these microbes into sterile mice resulted in rapid weight loss. The study is described in a March 27 paper in Science Translational Medicine.

"Simply by colonizing mice with the altered microbial community, the mice were able to maintain a lower body fat, and lose weight -- about 20% as much as they would if they underwent surgery," said Peter Turnbaugh, a Bauer Fellow at Harvard's Faculty of Arts and Sciences (FAS) Center for Systems Biology, and one of two senior authors of the paper.

But as striking as those results were, they weren't as dramatic as they might have been.

"In some ways we were biasing the results against weight loss," Turnbaugh said, explaining that the mice used in the study hadn't been given a high-fat, high-sugar diet to increase their weight beforehand. "The question is whether we might have seen a stronger effect if they were on a different diet."

"Our study suggests that the specific effects of gastric bypass on the microbiota contribute to its ability to cause weight loss and that finding ways to manipulate microbial populations to mimic those effects could become a valuable new tool to address obesity," said Lee Kaplan, director of the Obesity, Metabolism and Nutrition Institute at MGH and the other senior author of the paper.

"We need to learn a good deal more about the mechanisms by which a microbial population changed by gastric bypass exert its effects, and then we need to learn if we can produce these effects -- either the microbial changes or the associated metabolic changes -- without surgery," Kaplan, an associate professor of Medicine at Harvard Medical School, added. "The ability to achieve even some of these effects without surgery would give us an entirely new way to treat the critical problem of obesity, one that could help patients unable or unwilling to have surgery."

While the results were exciting, Turnbaugh warned that it may be years before they could be replicated in humans, and that such microbial changes shouldn't be viewed as a way to lose those stubborn last 10 pounds without going to the gym. Rather, the technique may one day offer hope to dangerously obese people who want to lose weight without going through the trauma of surgery.

"It may not be that we will have a magic pill that will work for everyone who's slightly overweight," he said. "But if we can, at a minimum, provide some alternative to gastric bypass surgery that produces similar effects, it would be a major advance."

While there had been hints that the microbes in the gut might change after bypass surgery, the speed and extent of the change came as a surprise to the research team.

In earlier experiments, researchers had shown that the guts of both lean and obese mice are populated by varying amounts of two types of bacteria, Firmicutes and Bacteroidetes. When mice undergo gastric bypass surgery, however, it "resets the whole picture," Turnbaugh said.

"The post-bypass community was dominated by Proteobacteria and Proteobacteria, and had relatively low levels of Firmicutes," he said. What's more, Turnbaugh said, those changes occurred within a week of the surgery, and weren't short-lived -- the altered gut microbial community remained stable for months afterward.

While the results may hold out the hope for weight loss without surgery, both Turnbaugh and Kaplan warned that future studies are needed to understand exactly what is behind the weight loss seen in mice.

"A major gap in our knowledge is the underlying mechanism linking microbes to weight loss," Turnbaugh said. "There were certain microbes that we found at higher abundance after surgery, so we think those are good targets for beginning to understand what's taking place."

In fact, Turnbaugh said, the answer may not be the specific types of microbes, but a by-product they excrete.

In addition to changes in the microbes found in the gut, researchers found changes in the concentration of certain short-chain fatty acids. Other studies, Turnbaugh said, have suggested that those molecules may be critical in signaling to the host to speed up metabolism, or not to store excess calories as fat.

Going forward, Turnbaugh and Kaplan hope to continue to explore those questions.

"We think such studies will allow us to understand how host/microbial interactions in general can influence the outcome of a given diet," Kaplan said. "To some degree, what we're learning is a comfort for people who have an issue with their weight, because more and more we're learning that the story is more complicated than just how much you exercise and how much you eat."

Share this story on Facebook, Twitter, and Google:

Other social bookmarking and sharing tools:

Story Source:

The above story is reprinted from materials provided by Harvard University. The original article was written by Peter Reuell.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.

Journal Reference:

A. P. Liou, M. Paziuk, J.-M. Luevano, S. Machineni, P. J. Turnbaugh, L. M. Kaplan. Conserved Shifts in the Gut Microbiota Due to Gastric Bypass Reduce Host Weight and Adiposity. Science Translational Medicine, 2013; 5 (178): 178ra41 DOI: 10.1126/scitranslmed.3005687

Note: If no author is given, the source is cited instead.

Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/health_medicine/nutrition/~3/55s2_HYwLsA/130327144124.htm

libya engadget twin towers iPhone 5 9-11 Chris Brown Tattoo Innocence of Muslims

cavanaughpatsy75

Smoothies are a great way to enjoy a?nutritious?drink, and coconut milk is a wonderful alternative to dairy milk if you?re craving that creamy taste. The almonds give it a protein boost and you can easily sneak in a portion of fruit too!

1 banana
150ml coconut water
100 ml coconut milk
A pinch of grated ginger
A handful of almonds

Blend ingredients together and sip away.

Recipe by Madeleine Shaw. For more recipes see her webiste

Source: http://nutrition-rocks.co.uk/?p=3723

New Years Eve new years washington redskins New Year Outback Bowl Carly Rae Jepsen dallas cowboys

cavanaughpatsy75

Share With Friends:

|

| Politics - Top Stories News, News Feeds and News via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/295078042?client_source=feed&format=rss

lytro camera lytro camera andrew brietbart branson mo monkees songs rail gun harrisburg

cavanaughpatsy75

Source: http://www.thehollywoodgossip.com/2013/03/gay-nfl-player-ready-to-come-out/

msft etan patz obama dog doug hutchison larry brown thomas kinkade pat summit

cavanaughpatsy75

By Gareth Jones

BERLIN (Reuters) - Germany complained to Russia on Tuesday about a series of tax raids on non-governmental organizations (NGOs), including two German think tanks, saying the action could harm bilateral ties already strained by the Cyprus crisis.

The tax inspections of the Konrad Adenauer Foundation (KAS) and the Friedrich Ebert Foundation (FES) appear to be part of a wider ongoing probe by Moscow of Russian and Western NGOs that activists say is aimed at stifling political dissent.

The KAS is linked to Chancellor Angela Merkel's Christian Democrats (CDU) and the FES is close to Germany's main opposition Social Democratic Party (SPD).

German Foreign Minister Guido Westerwelle called in the number two diplomat at Russia's embassy in Berlin to relay his "concern over the concerted action" by Russian tax authorities, the foreign ministry said on Twitter.

"Hampering the activity of German foundations could inflict lasting damage on bilateral relations. We have made this clear to the Russian side," a German diplomat told Spiegel Online.

Since returning to the Kremlin last May, President Vladimir Putin has signed laws to tighten controls on NGOs, requiring those with foreign funding to register as "foreign agents", a term echoing Cold War era hostilities.

The Kremlin says the legislation is needed to prevent groups from spying for foreign governments, but Putin's critics see raids by state authorities ranging from tax officials to fire inspectors as harassment.

Russian state prosecutors and the justice ministry could not immediately be reached on Tuesday for comment on the raids. The justice ministry said on Monday the searches authorities have been conducting were aimed at checking the groups' "compliance with statutory goals and with Russian law".

Germany's Christian Democrats said Russian authorities had seized computers in the KAS's St Petersburg office in what it said was a "totally unacceptable" action.

"The political foundations from Germany are making an important contribution to the development of democratic structures, the building of a state based on law and the encouragement of civil society," CDU general secretary Hermann Groehe said in a statement.

"INTERFERENCE"

"We urge the Russian authorities to immediately stop interference with the work of the Konrad Adenauer Foundation," he added.

A spokesman for the FES in Berlin told Reuters the foundation's Moscow office had received another visit from tax inspectors on Tuesday, though he added he would not call it a "raid" but a previously agreed appointment.

"We expect that after these checks we will be able to continue the full range of our activities in the Russian Federation," FES's Reinhard Krumm said in a separate statement.

On Tuesday, tax authorities and prosecutors also searched the offices of Memorial, a respected human rights group founded in the Soviet era, for the third time in a week. Memorial said it had lodged a formal query with prosecutors asking what specific grounds they had for the searches.

The Moscow offices of human rights advocacy group Amnesty International were also searched on Monday.

Economic ties between Germany and Russia are booming and Putin has said bilateral trade in 2011 totaled $72 billion, but Merkel has sharply criticized Moscow's clampdown on dissent.

Russia is also angry over the euro zone's handling of the financial crisis in Cyprus where uninsured depositors in the island's banks - many of them wealthy Russians - will now lose billions of euros under the terms of a bailout.

Germany, long critical of Cyprus's status as a tax haven for Russians and others, has led calls for wealthier bank depositors to contribute to the plan to rescue the island from bankruptcy.

(Additional reporting by Steve Gutterman in Moscow, Editing by Andrew Heavens)

Source: http://news.yahoo.com/russian-raids-german-groups-may-harm-ties-berlin-162202392.html

wiz khalifa ll cool j Presidents Day 2013 2013 Grammys kelly clarkson Lumineers The Lumineers

cavanaughpatsy75

This 2,361-square-foot home in Denver is on the market for $365,000.

Highlights:

Case-Shiller shows Denver home prices rise 9.2% YOY.
Overall increase for 20 MSAs was 8.1% in January.
Denver prices up 34% since 2000.

?

Denver-area home prices rose 9.2 percent in January, according to the closely watched Case-Shiller index.

That was the biggest year-over-year percentage gain since September 2001, when Denver-are prices were up 9.93 percent on a year-over-year basis, according to the S&P/Case Shiller Home Price Indices, which tracks 20 major metropolitan statistical areas in the U.S.

?A 9 percent increase is nothing short of spectacular, said Peter Niederman, CEO of Kentwood Real Estate.

Overall, Denver ranked 10th of the 20 MSAs in the country, as far as year-over-year appreciation.

The overall increase for the 20 markets was 8.1 percent.

Niederman noted for a long stretch of time, Denver was in the top five markets. In January 2012, for example, Denver was ranked No. 3 by Case-Shiller, with a 0.2 percent, year-over-year gain.

?I?m glad we are no longer in the top five,? he said. ?This means there is a nationwide recovery, instead of just Denver and two or three other cities across the country. A rising tide raises all boats, as they say. This tells me we are seeing a housing recovery all across the country.?

Phoenix, one of the nation?s hardest hit markets, let the nation in January, with a 23.2 percent year-over-year gain.

?Denver does not have these huge swings from peak to trough,? Niederman said. ?If we did, I would be worried about a bubble.?

He said Denver may be in the second year of a seven-to 10-year improving market.

?It feels like it,? Niederman said. ?It seems like we historically have these seven to 10-year cycles. We could be near the beginning of a long, sustainable strong market for housing.?

One extremely positive thing about the Denver market is that it is improving across the board, said Lane Hornung, president and founder of 8z Real Estate.

?Home price appreciation is accelerating in our market,? Hornung said.

?We did not quite reach double digits, but the seasonally adjusted index is at 9.1 percent year over year appreciation and 10 percent is in sight,? Hornung said.

?Price increases are wide-spread, from core neighborhoods out to the suburbs, and evident in all price segments,? he said.

However, there were only 6,786 homes unsold homes on the market in February, according to an earlier report by Metrolist. That marked a 32.7 percent decline from the 10,068 unsold homes in February 2012.

?Unfortunately, inventory levels are dropping, not rising, as demand continues to far outstrip supply,? Hornung said. ??Frankly, it?s getting a bit kooky out there in the market.?

Independent broker Gary Bauer, said the latest Case Shiller report ?is good, positive news,? for the Denver-area market.

?It?s interesting that we?ve got a record (price appreciation) going back to 2001,? Bauer. ?The other interesting thing is that a 9 percent gain puts us in the middle of the pack. Once again, Denver never had the tremendous highs or the tremendous lows of other markets.?

He said the Denver housing market is ?extremely strong with a lot of pent-up buyer demand. Homeowners are looking hard at putting their homes on the market and good share of them are doing that and listing their homes.?? However, that does not appear to be easing the incredible housing shortage.

?Homes that are coming on the market are being gobbled up fast,? Bauer said.

Niederman said one reason that there is so much pent-up demand that some people who lost their homes in foreclosures or short sales starting in 2009, are returning to the market.

Typically, people who lost their homes in a distressed situation have to wait three years before they can qualify for another mortgage, he said. That means last year was the first year they could re-enter the market since the housing recession began.

?The subset of the market who lost their homes from 2009 to 2011, could start returning to the market through 2014,? Niederman said. ?Of course, not all of those people will want to or be able to return to the market, but I think some of them will.?

During the foreclosure crisis, one housing counselor said almost everyone who lost a home looked forward to re-entering the market when their financial situation and credit history improved.

Nationally, the housing market put in its best performance since 2006.

?The two headline composites posted their highest year-over-year increases since summer 2006,? says David M. Blitzer, Chairman of the Index Committee at S&P Dow Jones Indices. ?This marks the highest increase since the housing bubble burst.

?After more than two years of consecutive year-over-year declines, New York reversed trend and posted a positive return in January. The Southwest (Phoenix and Las Vegas) plus San Francisco posted the highest?annual increases; they were also among the hardest hit by the housing bust. Atlanta and Dallas recorded their highest year-over-year gains.

?Economic data continues to support the housing recovery. Single-family home building permits and housing starts posted double-digit year-over-year increases in February 2013. Despite a slight uptick in foreclosure filings, numbers are still down 25 percent year-over-year. Steady employment and low borrowing rates pushed inventories down to their lowest post-recession levels.?

Have a story idea or real estate tip? Contact John Rebchook at? JRCHOOK@gmail.com. InsideRealEstateNews.com is sponsored by Universal Lending, Land Title Guarantee and 8z Real Estate. To read more articles by John Rebchook, subscribe to the Colorado Real Estate Journal.

Month	How Denver ranked out of 20 MSAs	1-Year Change
January 2010	6	2.6%
February	5	3.6%
March	7	4.1%
April	8	4.4%
May	8	3.6%
June	9	1.8%
July	11	-0.1%
August	11	-1.2%
September	9	-3.1%
October	7	-1.8%
November	6	-2.5%
December	7	-2.4%
January 2011	6	-2.3%
February	5	-2.6%
March	7	-3.8%
April	6	-4.1%
May	5	-3.3%
June	3	-2.5%
July	4	-2.1%
August	3	-1.6%
September	5	-1.5%
October	4	-0.9%
November	3	-0.2%
December	2	-0.4%
January 2012	3	0.2%
February	4	0.5%
March	3	2.6%
April	4	2.8%
May	3	3.7%
June	4	4.0%
July	4	5.4%
August	5	5.5%
September	6	6.7%
October	7	6.9%
November	8	7.8%
December	10	8.5%
January 2013	10	9.2%

Metropolitan Area	Change from January 2000	December-January Change	1-Year Annual Change
Atlanta	-3.0%	1.0%	13.4%
Boston	53.8%	0.0%	4.0%
Charlotte	15.15%	0.2%	6.0%
Chicago	11.62%	-0.9%	3.3%
Cleveland	0.07%	-0.5%	4.8%
Dallas	20.51%	0.0%	7.0%
DENVER	34.17%	0.0%	9.2%
Detroit	-19.99%	-0.9%	13.8%
Las Vegas	4.04%	1.6%	15.3%
Los Angeles	80.23%	0.9%	12.1%
Miami	53.51%	0.8%	10.8%
Minneapolis	24.95%	-0.5%	12.1%
New York	61.64%	0.1%	0.6%
Phoenix	26.69%	1.1%	23.2%
Portland	40.74%	-0.4%	8.3%
San Diego	63.28%	-0.6%	9.8%
San Francisco	47.45%	0.1%	17.5%
Seattle	41.30%	-0.3%	8.7%
Tampa	35.20%	0.9%	8.9%
Washington, D.C.	87.42%	-0.7%	5.9%
Composite -10	58.72%	0.2%	7.3%
Composite - 20	46.14%	0.1%	8.1%

?

Related Posts:>

Source: http://insiderealestatenews.com/2013/03/case-shiller-denver-home-prices-up-9-2/

thomas robinson nba trades ign Xbox 720 HTC One NICOLAUS COPERNICUS kurt cobain

cavanaughpatsy75 · Mar. 25, 2013

Mar. 25, 2013 ? Women's abilities to make fair decisions when competing interests are at stake make them better corporate leaders, researchers have found.

A survey of more than 600 board directors showed that women are more likely to consider the rights of others and to take a cooperative approach to decision-making. This approach translates into better performance for their companies.

The study, which was published this week in the International Journal of Business Governance and Ethics, was conducted by Chris Bart, professor of strategic management at the DeGroote School of Business at McMaster University, and Gregory McQueen, a McMaster graduate and senior executive associate dean at A.T. Still University's School of Osteopathic Medicine in Arizona.

"We've known for some time that companies that have more women on their boards have better results," explains Bart. "Our findings show that having women on the board is no longer just the right thing but also the smart thing to do. Companies with few female directors may actually be shortchanging their investors."

Bart and McQueen found that male directors, who made up 75% of the survey sample, prefer to make decisions using rules, regulations and traditional ways of doing business or getting along.

Female directors, in contrast, are less constrained by these parameters and are more prepared to rock the boat than their male counterparts.

In addition, women corporate directors are significantly more inclined to make decisions by taking the interests of multiple stakeholders into account in order to arrive at a fair and moral decision. They will also tend to use cooperation, collaboration and consensus-building more often -- and more effectively -- in order to make sound decisions.

Women seem to be predisposed to be more inquisitive and to see more possible solutions. At the board level where directors are compelled to act in the best interest of the corporation while taking the viewpoints of multiple stakeholders into account, this quality makes them more effective corporate directors, explains McQueen.

Globally, women make up approximately 9% of corporate board memberships. Arguments for gender equality, quotas and legislation have done little to increase female representation in the boardroom, despite evidence showing that their presence has been linked to better organizational performance, higher rates of return, more effective risk management and even lower rates of bankruptcy. Bart's and McQueen's finding that women's higher quality decision-making ability makes them more effective than their male counterparts gives boards a method to deal with the multifaceted social issues and concerns currently confronting corporations.

The International Journal of Business Governance and Ethics is available online.

How do people make decisions?

Personal interest reasoning: The decision maker is motivated by ego, selfishness and the desire to avoid trouble. This method is most often exhibited by young children who largely tend to be motivated to seek pleasure and avoid pain.
Normative reasoning: The decision maker tries to avoid "rocking the boat" by adhering to rules, laws or norms. Stereotypical examples of groups that use this form of reasoning include organizations with strong established cultures like Mary Kay or the US Marines.
Complex moral reasoning: The decision maker acknowledges and considers the rights of others in the pursuit of fairness by using a social cooperation and consensus building approach that is consistently applied in a non-arbitrary fashion.

Why should boards have more female directors?

Boards with high female representation experience a 53% higher return on equity, a 66% higher return on invested capital and a 42% higher return on sales (Joy et al., 2007).
Having just one female director on the board cuts the risk of bankruptcy by 20% (Wilson, 2009).
When women directors are appointed, boards adopt new governance practices earlier, such as director training, board evaluations, director succession planning structures (Singh and Vinnicombe, 2002)
Women make other board members more civilized and sensitive to other perspectives (Fondas and Sassalos, 2000) and reduce 'game playing' (Singh, 2008)
Female directors are more likely to ask questions rather than nodding through decisions (Konrad et al., 2008).

Share this story on Facebook, Twitter, and Google:

Other social bookmarking and sharing tools:

Story Source:

The above story is reprinted from materials provided by McMaster University.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.

Journal Reference:

Chris Bart, Gregory McQueen. Why women make better directors. International Journal of Business Governance and Ethics, 2013; 8 (1): 93 DOI: 10.1504/IJBGE.2013.052743

Note: If no author is given, the source is cited instead.

Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/~3/q2BHzfKSel8/130326101616.htm

george clooney Zero Dark Thirty Academy Awards 2013 Django Unchained jennifer hudson jennifer garner jennifer garner

cavanaughpatsy75

University of California students needing a quick music course to fill out their credit requirements for graduation have an option this summer: Take the ?Lesbian, Gay, Bisexual, Transgender and Queer Perspectives in Pop Music? class.

Campus Reform reports that class is a weekly ?survey of English-language popular music in the 20th century, with focus on lesbians, gay men and members of other sexual minorities as creators, performers and audience members.? The cost of the course: It?s $1,395 for U.C. students and $2,085 for non-U.C. students, and at least 55 have already signed up, Campus Reform reports.

It?s part of the UCLA?s Lesbian, Gay, Bisexual and Transgender Studies Department, which has already offered classes like, ?Chicana Lesbian Literature,? and ?Psychology of the Lesbian Experience,? Campus Reform reports.

The LGBT agenda isn?t confined to California schools.

The University of Tennessee is going to spend $20,000 from a student fund on a ?sex week? that will include a ?Golden Condom Scavenger Hunt? as well as an ?interactive workshop ? [from] lesbian Bondage, Discipline, Sadism and Masochism expert? Sinclair Sexsmith, Campus Reform reports.

The sex week starts on April 7.

Source: http://www.washingtontimes.com/news/2013/mar/25/university-california-course-work-lgbtq-views-pop-/?utm_source=RSS_Feed&utm_medium=RSS

festivus nfl playoff picture nfl playoff picture Peter Billingsley Larry King Suzy Favor Hamilton mayan calendar

cavanaughpatsy75

By Stephanie Simon

(Reuters) - The Indiana Supreme Court on Tuesday unanimously upheld the nation's broadest school voucher program, which gives poor and middle-class families public funds to help pay private school tuition.

Opponents, including the state teachers' union, had sued to block the program on grounds that nearly all the voucher money has been directed to religious schools.

Voucher systems have drawn criticism across the United States from critics who say they drain money from public schools and subsidize overtly religious education. Supporters say they offer families greater choice on where to educate their children.

In a 5-0 vote, the Indiana justices said that it did not matter that funds had been directed to religious schools, so long as parents - and not the state - decide where to use the tuition vouchers.

"Whether the Indiana program is wise educational or public policy is not a consideration," Chief Justice Brent Dickson wrote. The program is constitutional, he wrote, because the public funds "do not directly benefit religious schools but rather directly benefit lower-income families with school children."

The U.S. Supreme Court used similar reasoning in a 2002 ruling upholding a voucher program in Cleveland. Since then, voucher programs have been challenged in state, rather than federal, court. But opponents have found it an uphill climb.

Just last month, a state appeals court in Colorado upheld a voucher program that helped parents in one of the wealthiest U.S. counties pay private school tuition. The case is on appeal to the Colorado Supreme Court. Another closely-watched voucher case is pending in the Louisiana Supreme Court; a ruling is expected soon.

The Indiana voucher program is considered the broadest in the United States because it is not limited to low-income students or those attending failing schools - and because it is available to children statewide. A family of four with a household income of $64,000 a year is eligible for vouchers worth up to $4,500 per child.

Though more than half a million students in Indiana are eligible for the vouchers, just 9,000 enrolled this school year. Most are from urban communities with struggling public schools, but a sizeable slice live in rural and suburban neighborhoods as well.

Republican Governor Mike Pence has pushed to expand the program by opening eligibility to special-needs students and children in military families if their household income is as high as $85,000 for a family of four.

The Indiana legislature is also considering a bill that would give vouchers to kindergarten students who meet the income guidelines. The program currently requires students to spend a full year in public schools before they are eligible for a voucher.

Nationwide, vouchers are used by more than 100,000 students in a dozen states, including Florida, Georgia, Ohio and Wisconsin. Several other states use tax credits or education savings accounts to help families pay private school tuition.

Public school advocates have complained that the vouchers subsidize parochial schools that use an explicitly faith-based curriculum.

"Just because the Indiana Supreme Court said it's OK by our constitution doesn't mean this is a good idea," said Teresa Meredith, vice president of the Indiana State Teachers Association and a plaintiff in the case. "I don't believe it's a wise use of public money. It's still, at the end of the day, funding religious instruction" with tax dollars.

Supporters of the voucher program predicted that the ruling would clear the way for a rapid expansion of vouchers in Indiana and nationwide.

"Kids and parents won today," said Robert Enlow, president of the Friedman Foundation for Educational Choice, which supports voucher programs nationally. "Other states should look at this victory and see that the education establishment's ability to obstruct families' freedom to choose is waning."

(Reporting by Stephanie Simon; Editing by Scott Malone, Andrew Hay and Tim Dobbyn)

Source: http://news.yahoo.com/indiana-court-upholds-largest-u-school-voucher-program-164056235.html

hunger games review jeff saturday jason smith jon corzine austin rivers austin rivers sweet home alabama

cavanaughpatsy75

LONDON (AP) ? Russia's transition from a Kremlin-controlled economy to a free market free-for-all in the 1990s brought on a wave of contract killings as criminals, entrepreneurs and corrupt officials tried to muscle each other out of lucrative businesses. The death of 67-year-old Boris Berezovsky ? which remains unexplained ? has raised questions about the safety of oligarchs as opposition figures back in Russia have been making the United Kingdom their home.

Here are some other U.K. incidents involving figures from ? or involved with ? the former Soviet Union:

ALEXANDER LITVINENKO

Litvinenko, a former KGB agent turned fierce critic of the Kremlin, died after ingesting polonium in his tea at a London hotel in 2006. His family blames the Russian state for orchestrating his death, and British authorities have named former KGB officer and Russian lawmaker Andrei Lugovoi as their chief suspect. The Kremlin ? and Lugovoi ? deny being behind the poisoning, which drew headlines worldwide. Perhaps mindful of Litvinenko's experience, British police called in a hazardous materials team to examine Berezovsky's home. They later declared the property clear of hazardous materials.

BADRI PATARKATSISHVILI

Patarkatsishvili, an associate and confidant of Berezovsky's, died in his mansion in southern England in February 2008. Police initially said his death appeared suspicious but authorities later ruled the 52-year-old billionaire had succumbed to heart failure. Patarkatsishvili was active in Georgian politics, retained a small army of bodyguards, and often said he feared he would be targeted in an assassination attempt.

ALEXANDER PEREPILICHNYY

Perepilichnyy was found dead outside his plush home in southern England in November 2012. He had been in possession of documents which allegedly blew the lid off a massive Russian tax fraud involving dirty money being funneled into Swiss bank accounts. Post-mortem examinations have so far failed to determine how the 44-year-old died. In a recent report, the BBC said he had had a checkup and was given a clean bill of health only months before his death.

STEPHEN CURTIS

Described by author Mark Hollingsworth as "the lawyer who knew too much," Curtis died when his helicopter crashed in poor weather on its way to his 19th-century retreat in southern England in March 2004. Investigators ruled the crash was an accident, but Curtis was a big player in the murky world of Russian banking and had recently been receiving death threats.

GERMAN GORBUNTSOV

Russian businessman Gorbuntsov was shot six times in London's Canary Wharf financial district in March 2011. Gorbuntsov ? who survived ? blames disgruntled business associates for the attack. So far no one has been brought to justice.

Source: http://news.yahoo.com/glance-other-russians-whose-deaths-rocked-uk-173615564.html

jane russell meryl streep martin scorsese sacha baron cohen best picture nominees 2012 academy awards 2012 albert nobbs

cavanaughpatsy75

Click here to read Can We Please Stop Drawing Trees on Top of Skyscrapers?

Just a couple of years ago, if you wanted to make something look trendier, you put a bird on it. Birds were everywhere. I'm not sure if Twitter was what started all the flutter, but it got so bad that Portlandia performed a skit named, you guessed it, "Put a Bird On It". More »

Source: http://feeds.gawker.com/~r/gizmodo/full/~3/_9Wh54D3EWk/can-we-please-stop-drawing-trees-on-top-of-skyscrapers

James Eagan Holmes jeremy lin Sage Stallone Mermaid Body Found Celeste Holm Stephen Covey klimt

cavanaughpatsy75

Journal of Fish Biology / C. M. Wagner et al

The two-headed bull shark fetus. It's about 8 inches (20 centimeters) from head to head.

By Douglas Main
LiveScience

When a fisherman caught a bull shark recently off the Florida Keys, he came across an unlikely surprise: One of the shark's live fetuses had two heads.

The fisherman kept the odd specimen, and shared it with scientists, who described it in a studypublished online Monday?in the Journal of Fish Biology. It's one of the very few examples of a two-headed shark ever recorded ? there about six instances in published reports ? and the first time this has been seen in a bull shark, said Michael Wagner, a study co-author and researcher at Michigan State University.

Technically called "axial bifurcation," the deformity is a result of the embryo beginning to split into two separate organisms, or twins, but doing so incompletely, Wagner told OurAmazingPlanet. It's a very rare mutation that occurs across different animals, including humans.

"Halfway through the process of forming twins, the embryo stops dividing," he said.

The two-headed fetus likely wouldn't have lived for very long in the wild, he said. "When you're a predator that needs to move fast to catch other fast-moving fish ? that'd be nearly impossible with this mutation," he said. ?[See the two-headed shark.]

Journal of Fish Biology / C. M. Wagner et al

A radiograph of the two-headed shark.

Wagner said the description of the deformed shark may someday help better understand how these deformities arise in sharks and other animals.

Two-headed snakes and turtles can be bought from certain specialty breeders, and there is a small market for such creatures, Wagner said.

Several of the few examples of two-headed sharks available today come from museum specimens from the late 1800s, when deformed animals and other macabre curiosities fetched high prices, he said.

Another reason the two-headed shark likely wouldn't have survived: its small body. "It had very developed heads, but a very stunted body," Wagner said. There's only so much energy that can go into the body's development, and it went into the shark's double noggins, he added.

Email Douglas Main?or follow him @Douglas_Main. Follow us?@OAPlanet, Facebook?or ?Google+. Original article on LiveScience's OurAmazingPlanet

Source: http://feeds.nbcnews.com/c/35002/f/653377/s/29f9eb2f/l/0Lscience0Bnbcnews0N0C0Inews0C20A130C0A30C250C17458690A0E20Eheads0Enot0Ealways0Ebetter0Ethan0Eone0Elike0Eon0Ea0Eshark0Dlite/story01.htm

the lorax lorax fisker karma super tuesday states shepard fairey is snooki pregnant snooki pregnant

yolanthe schoolyard

Sunday, March 31, 2013

Charleston, W.V., Worst for Well-Being, Gallup Poll Finds

SHOWS: Good Morning America

Kuwait PM says two Kuwaitis among 94 accused in UAE plot trial

High court poised to upend civil rights policies (The Arizona Republic)

Saturday, March 30, 2013

N. Ireland struggles to confront Catholic Church?s enslavement of 1000s of women (Americablog)

AD OF THE DAY: Hilarious Ad For A New Apple ... - Business Insider

Indian Gaming > Kickapoo Tribe ready to debut expansion of casino ...

Samsung Exynos Octa now rocking LTE, destined for Korean market

Friday, March 29, 2013

If Steve King Runs for the Senate, His Opponents Will Have a Lot to Work With

The World's Debts Shall Not Be Repaid - The Bullet | Socialist Project

Haircuts?

Debt Redistribution

Chill Out Room

Thursday, March 28, 2013

New way to lose weight? Changing microbes in guts of mice resulted in rapid weight loss

Vegan Drinks: Coconut & Banana Smoothie | Nutrition Rocks

Ashley Judd not running for Senate (cbsnews)

Gay NFL Player: Ready to Come Out?

Wednesday, March 27, 2013

Russian raids on German groups may harm ties: Berlin

Case-Shiller: Denver home prices rise 9.2% | Inside Real Estate News

Tuesday, March 26, 2013

Women make better decisions than men, study suggests

University of California course work: LGBTQ views of pop music

Indiana court upholds broadest school voucher program

Glance: Other Russians whose deaths have rocked UK

Monday, March 25, 2013

Can We Please Stop Drawing Trees on Top of Skyscrapers?

2 heads not always better than one -- like on a shark