10 Changes for 2011 That Benefit Most Taxpayers | Holidays

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Article by Laura Morton

10 Changes for 2011 That Benefit Most Taxpayers ? Finance ? Taxes

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From Roth conversions to changes in reporting capital gains and losses, there were a number of tax changes in 2011. Whether you already know about them or simply need a reminder, here?s a look at 10 changes in 2011 that might benefit you, the taxpayer, this tax season.

1. April 17 Tax Deadline: Two Extra Days to File and Pay

Taxpayers across the nation will have until Tuesday, April 17, 2012, to file their 2011 income tax returns and pay any taxes due. Taxpayers have extra time because April 15 falls on Sunday, and Emancipation Day, a holiday in the District of Columbia, is observed the following day on Monday, April 16. By law, filing deadlines that fall on D.C. holidays are extended to the next day that is not a Saturday, Sunday, or holiday.

The April 17 deadline applies to any return or payment normally due on April 15. It also applies to the deadline for requesting a tax-filing extension and for making 2011 IRA contributions. Taxpayers requesting an extension will have until Oct. 15 to file their 2011 tax returns.

2. Tax Credits Extended

Legislation, enacted in December 2010, extended several well loved tax benefits, including the American opportunity credit for parents and students, the enhanced child tax credit and the expanded Earned Income Tax Credit.

3. Limited Non-business Energy Property Credit Still Available

This credit generally equals 10 percent (down from 30 percent the past two years) of what a homeowner spends on eligible energy-saving improvements, up to a maximum tax credit of $ 500 (down from the $ 1,500 combined limit that applied for 2009 and 2010). In addition, the energy standards are increased for most property; windows, exterior doors and skylights, for example, must meet Energy Star Program requirements.

Because of the way the credit is figured, in many cases, it may only be helpful to people who make energy-saving home improvements for the first time in 2011. That?s because homeowners must first subtract any non-business energy property credits claimed on their 2006, 2007, 2009 or 2010 returns before claiming this credit for 2011.

The cost of certain high-efficiency heating and air conditioning systems, water heaters and stoves that burn biomass all qualify, along with labor costs for installing these items. In addition, the cost of energy-efficient windows and skylights, energy-efficient doors, qualifying insulation and certain roofs also qualify for the credit, though the cost of installing these items do not.

4. Repayment of First-Time Homebuyer Credit

Taxpayers who claimed the first-time homebuyer credit for a home bought in 2008 must generally make the second of 15 annual repayment installments on their 2011 return.

Separately, a repayment requirement also applies where a taxpayer bought a home and claimed the credit on a prior year return and then sold it or stopped using it as a main home in 2011.

Though the credit has expired for most home buyers, certain members of the armed forces and some other taxpayers who bought a home early in 2011 may still qualify for the credit on their 2011 return.

5. New Way to Report Capital Gains and Losses

In most cases, taxpayers now use new Form 8949 to report capital gain and loss transactions. Schedule D, the form traditionally used to show these individual transactions, is now used as a summary sheet, reporting amounts for total sales price, basis and other adjustments for all individual transactions, and for figuring the tax. For securities both bought and sold in 2011, the Form 1099-B, issued by the broker, normally shows the taxpayer?s basis.

6. Reporting Roth Conversions

As in 2010, income limits no longer apply to rollovers or conversions to Roth IRAs from other retirement plans. But, unlike 2010 conversions, all of the income resulting from a 2011 conversion must be included on the taxpayer?s 2011 return. For 2010 conversions, only half of the resulting income must be included in income in tax-year 2011 and the other half is reported in 2012, unless the taxpayer chose to include all of it in income for 2010.

7. AMT Exemption Increased

For tax-year 2011, the alternative minimum tax exemption increases to the following levels:

? $ 74,450 for a married couple filing a joint return and qualifying widows and widowers, up from $ 72,450 in 2010.

? $ 37,225 for a married person filing separately, up from $ 36,225.

? $ 48,450 for singles and heads of household, up from $ 47,450.

8. Health Insurance Deduction for Self-Employed Individuals

In 2011, eligible self-employed individuals and S corporation shareholders can use the self-employed health insurance deduction to reduce their income tax liability. Premiums paid for health insurance covering the taxpayer, spouse and dependents generally qualify for this deduction. In addition, premiums paid to cover an adult child under age 27 at the end of the year, also qualify, even if the child is not the taxpayer?s dependent. But, the deduction from self-employment income for determining self-employment tax, which was available only in tax-year 2010, no longer applies.

As before, the insurance plot must be set up under the taxpayer?s business, and the taxpayer cannot be eligible to participate in an employer-sponsored health plot.

9. Change for HSAs and MSAs

Starting in 2011, the additional tax on distributions from a health savings account (HSA), not used for qualified medical expenses, increases from 10 percent to 20 percent. Report on Form 8889. Similarly, the additional tax on distributions from an Archer medical savings account (MSA), not used for qualified medical expenses, rises from 15 percent to 20 percent.

10. New Form for Reporting Foreign Financial Assets

Taxpayers must report specified foreign financial assets on new Form 8938, if the aggregate value of those assets exceeds certain thresholds. This new requirement is designed to improve tax compliance by taxpayers with offshore financial assets. Form 8938 is separate from and does not replace the existing requirement that U.S. persons with financial accounts located in a foreign country report those accounts to the Treasury Department using Form TD F 90-22.1. Unlike Form TD F 90-22.1, Form 8938 is attached to a taxpayer?s income tax return. Individuals who do not have an income tax return filing requirement need not file Form 8938.

The Form 8938 filing requirement applies to U.S. citizens and resident aliens, nonresident aliens who elect to file a joint income tax return and certain nonresidents who live in a U.S. territory. Form 8938 is required when the total value of specified foreign assets exceeds certain thresholds. For example, a married couple living in the U.S. and filing a joint tax return would only file Form 8938 if their total specified foreign assets exceed $ 100,000 on the last day of the tax year or more than $ 150,000 at any time during the tax year.

The thresholds for taxpayers who live abroad are higher. For example, a married couple living abroad and filing a joint return would file Form 8938 if the value of specified foreign assets exceeds $ 400,000 on the last day of the tax year or more than $ 600,000 at any time during the year.

If you have questions about these or other tax changes, please call us. We?d be pleased to help you.

About the Author

Laura is president and owner of 10 Key Solutions: Tax and Accounting Services. She has served in both the public and private sectors of accounting for over 25 years. Laura is an experienced and dedicated Accountant and Tax Preparer, with an attention for detail. Visit her blog for tax tips: http://www.10keysolutions.com/wordpress/.

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Laura Morton

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Laura is president and owner of 10 Key Solutions: Tax and Accounting Services. She has served in both the public and private sectors of accounting for over 25 years. Laura is an experienced and dedicated Accountant and Tax Preparer, with an attention for detail. Visit her blog for tax tips: http://www.10keysolutions.com/wordpress/.

Use and distribution of this article is subject to our Publisher Guidelines
whereby the original author?s information and copyright must be included.

Tagged as: 2011, Benefit, changes, Most, Taxpayers

Source: http://holidays.only-the-news.com/10-changes-for-2011-that-benefit-most-taxpayers/

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Hurricane Isaac to hit New Orleans, making landfall soon

NEW ORLEANS (Reuters) - Hurricane Isaac gathered strength as it bore down on New Orleans on Tuesday, bringing high winds and soaking rains that will pose the first major test to the city's multibillion-dollar flood protections, seven years after Katrina devastated the U.S. Gulf Coast.

Hundreds of U.S. Army National Guard troops took up strategic positions around New Orleans, preparation meant to avoid the chaos seen in the days and weeks after Katrina in August 2005.

Isaac's storm surge poses a major test of the so-called Crescent City's new flood-control systems and reinforced levees that failed in 2005, leaving parts of the city underwater. Forecasts from the U.S. National Hurricane Center showed the storm coming ashore in the Mississippi Delta late on Tuesday, possibly taking direct aim at New Orleans.

"Many parts of the state could see 24 to 38 hours of tropical storm-force winds," Louisiana Governor Bobby Jindal told a news conference. "We're going to see a lot of downed trees and power lines," he said. "We need people to stay safe."

Brandishing automatic assault rifles to ward off any threat of looting, the troops in military vehicles took up positions on mostly deserted streets. Their arrival came as driving rain and stiff winds battered the city's famous tourist district, The French Quarter, and its boarded-up storefronts. White-capped waves formed in Lake Pontchartrain.

Earlier, the Army Corps of Engineers closed for the first time the massive new floodgate on the largest storm-surge barrier in the world, at Lake Borgne, east of New Orleans.

In other preparations, oil production in the U.S. Gulf of Mexico nearly ground to a halt, and ports and coastal refineries curtailed operations as Isaac neared.

At 5 p.m. CDT (2200 GMT), the Hurricane Center said Isaac was centered about 105 miles southeast of New Orleans with top sustained winds of 80 miles per hour.

The storm, becoming better organized as it nears land, was traveling at a relatively slow 8 mph. That pace is a concern for people in its path since slow-moving cyclones can bring higher rainfall totals.

Isaac was about 370 miles wide and due to make landfall at the mouth of the Mississippi River within the hour.

Heavy rains and big storm surges were also forecast for parts of Mississippi, Alabama and the Florida Panhandle.

Isaac spared Tampa, Florida, where the Republican National Convention began on Monday. But it forced party leaders to revamp their schedule. They may have to make further revisions so as not to be seen celebrating Mitt Romney's presidential nomination while Gulf Coast residents struggle through the storm.

President Barack Obama urged Gulf Coast residents to take cover and heed warning, saying, Now was "not the time to tempt fate." He issued emergency declarations for Louisiana and Mississippi earlier this week because of Isaac.

Isaac had New Orleans in its sights as the city is still recovering from Katrina, which swept across it on August 29, 2005, killing more than 1,800 people and causing billions of dollars of damage.

MULTIBILLION-DOLLAR DEFENSE

After Katrina, the Corps of Engineers built a $14.5 billion flood defense system of walls, floodgates, levees and pumps designed to protect the city against a massive tidal surge like the one that swamped New Orleans in Katrina's wake.

The floodgate that closed on Tuesday is 26 feet high and 1.8 miles long. It was designed to prevent the Industrial Canal from breaching its walls, as it did in 2005, inundating the Lower Ninth Ward, Gentilly and New Orleans East neighborhoods, and St. Bernard Parish.

Most of the Lower Ninth, still scarred by the devastation of Katrina, was deserted on Tuesday. Residents who hadn't evacuated were unloading water, food and fuel from their cars and trucks to take into their homes.

"We've got all kinds of eats and treats," Arthur Anderson, 61, who was trapped in the attic of his house during Katrina before he escaped by boat.

Authorities have urged thousands of residents in low-lying areas to leave, warning that the storm could flood towns and cities in Mississippi and Alabama, as well as Louisiana, with a storm surge of up to 12 feet.

Rainfall accumulations, potentially totaling as much as 20 inches in some areas, could also trigger widespread flooding. Customers in Louisiana's coastal parishes were already without power.

Isaac was not forecast to strengthen beyond a Category 1 hurricane, the lowest on the five-step Saffir-Simpson scale. Its top projected winds were about 80 mph. While that would be well below the intensity of Katrina, which was a Category 3 storm, the size of Isaac's slow-moving system has forecasters predicting widespread flooding.

"It's going to take till the weekend before this gets out of the southeastern states," Hurricane Center Director Rick Knabb told reporters on a conference call Tuesday afternoon.

In the French Quarter, most businesses were closed and boarded up on Tuesday, while a handful of workers piled sandbags along doorways. Police and military vehicles were parked throughout the neighborhood.

One tourist left in the district was Craig Drees, an accountant from Russells Point, Ohio.

"It's a little eerie how quiet it is," said Drees, standing on a street corner with a few friends. "But it seems like the city is taking this very seriously and will be working to keep people safe."

U.S. ENERGY OUTPUT DISRUPTED

With more than 90 percent of offshore U.S. Gulf of Mexico oil production shut in and nearly half of natural gas output offline, energy companies along the Gulf Coast refining center braced for the storm's impact, shuttering some plants and running others at reduced rates ahead of Isaac's landfall.

Intense hurricanes such as Katrina -- which took out 4.5 million barrels per day of refining capacity at one point -- have flooded refineries, keeping them closed for extended periods and reducing fuel supplies.

The U.S. Department of Energy estimated that about 12 percent of the Gulf Coast's refining capacity had gone offline. Louisiana usually processes more than 3 million barrels per day of crude into products like gasoline.

Although no damage to offshore installation had been reported, some energy experts said the sweeping disruption of oil production, refineries and key import terminals could make it more likely the U.S. government would release oil supplies from its nearly 696-million-barrel Strategic Petroleum Reserve.

A release, which had previously been under consideration, is still on the table, White House spokesman Jay Carney told reporters on Tuesday.

Even with Isaac's disruptions to production, international benchmark Brent crude traded down slightly to $112 a barrel on Tuesday.

Isaac killed at least 23 people and caused significant flooding and damage in Haiti and the Dominican Republic before skirting the southern tip of Florida on Sunday.

(Additional reporting by Tom Brown, Jane Sutton, David Adams and Kevin Gray in Miami, Ben Gruber and Kathy Finn in New Orleans, Emily Le Coz in Tupelo, Missisippi, Kristen Hays, Erwin Seba and Chris Baltimore in Houston and Verna Gates in Alabama; Writing by Tom Brown and Anna Driver; Editing by Bill Trott, Eric Beech and Philip Barbara)

Source: http://news.yahoo.com/isaac-menaces-u-gulf-coast-7-years-katrina-002643193.html

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How a virus might make you diabetic later in life

Tuesday, August 28, 2012

Cytomegalovirus (CMV) is one of the viruses that most infected people carry without ill effects. Once infected you are infected for life and, although it normally is dormant, it can become active again at any point in time. New research published in BioMed Central's open access journal Immunity and Ageing shows that CMV infection is a significant risk factor for the type 2 diabetes in the elderly.

Obesity, inactivity and aging are known to be associated with insulin resistance, one of the first signs of incipient diabetes. However only a third of those with insulin resistance go on the develop type 2 diabetes. So what marks these people as different? Why do their pancreas' fail? Genetic and environmental factors are thought to play a part but so also does inflammation. People with type 2 diabetes usually have raised levels of biological markers for inflammation such as elevated CRP and larger numbers of active white blood cells.

Chronic infections including CMV can 'stress' the immune system and when researchers from Leiden University Medical Centre and University of Tubingen Medical School compared glucose regulation with antibodies to CMV (or CMV seropositivity) in over 500 participants of the Leiden 85-plus Study they found that having CMV was associated with type 2 diabetes.

The researchers suggest that CMV could be either acting directly on pancreatic cells or indirectly by causing the immune system attacking the pancreas. Dr Andrea Maier, who led the investigation explained, " In our study we realised that although CMV seropositivity was associated with type 2 diabetes, higher levels of HnA1c and high non-fasting glucose the actual level of antibodies against CMV was not. "

This study is looking at the effect of CMV on the very old. By their very nature these people have had longer to become infected with CMV and have low risks for other factors which are linked to diabetes or to cardiovascular disease. While it may not be possible to extrapolate these findings to the general population it seems likely that finding a way to overcome CMV infections may reduce diseases, such as diabetes, later in life.

###

BioMed Central: http://www.biomedcentral.com

Thanks to BioMed Central for this article.

This press release was posted to serve as a topic for discussion. Please comment below. We try our best to only post press releases that are associated with peer reviewed scientific literature. Critical discussions of the research are appreciated. If you need help finding a link to the original article, please contact us on twitter or via e-mail.

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Source: http://www.labspaces.net/122999/How_a_virus_might_make_you_diabetic_later_in_life

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SF archbishop-elect apologizes for DUI arrest

FILE - In this file photo from Friday July 27, 2012, newly appointed Archbishop Salvatore Cordileone, center, speaks with other members of the church during a press conference held at St. Mary's Cathedral in San Francisco. Cordileone, the Roman Catholic archbishop-elect of San Francisco, has been arrested for investigation of driving under the influence early Saturday morning in San Diego, says a police spokesman. In July, Pope Benedict XVI selected the Cordileone to replace Archbishop George Niederauer, who is retiring in October. Cordileone was most recently bishop of Oakland and several years ago was an auxiliary bishop in San Diego. (AP Photo/Michael Short, File)

FILE - In this file photo from Friday July 27, 2012, newly appointed Archbishop Salvatore Cordileone, center, speaks with other members of the church during a press conference held at St. Mary's Cathedral in San Francisco. Cordileone, the Roman Catholic archbishop-elect of San Francisco, has been arrested for investigation of driving under the influence early Saturday morning in San Diego, says a police spokesman. In July, Pope Benedict XVI selected the Cordileone to replace Archbishop George Niederauer, who is retiring in October. Cordileone was most recently bishop of Oakland and several years ago was an auxiliary bishop in San Diego. (AP Photo/Michael Short, File)

SAN DIEGO (AP) ? The Roman Catholic archbishop-elect of San Francisco has apologized for his arrest on suspicion of drunken driving, behavior that he said brought "shame" and "disgrace" on himself and the church, though legal experts said was unlikely to derail his promotion.

The Rev. Salvatore Cordileone said in a statement issued Monday by his office that he was driving home from a dinner with friends in San Diego with his mother and a visiting priest friend early Saturday when he was pulled over at a DUI checkpoint near San Diego State University.

The statement said a sobriety test showed his blood-alcohol level to be above the legal limit, although Cordileone did not reveal by how much.

"I apologize for my error in judgment and feel shame for the disgrace I have brought upon the Church and myself," he said. "I pray that God, in His inscrutable wisdom, will bring some good out of this."

Cordileone, 56, currently serves as bishop of Oakland and is scheduled to be installed as San Francisco archbishop on Oct. 4, five days before his first court date.

Pope Benedict XVI selected him last month to replace Archbishop George Niederauer, who is retiring in October.

Cordileone was stopped around 12:30 a.m. on the outskirts of the campus, a residential area of modest houses, apartment buildings and restaurants where college students mix with the general population.

The archbishop-elect was booked into San Diego County jail two hours later then released at 11:59 a.m. Saturday on $2,500 bond, sheriff's records show. The San Diego city attorney's office, which prosecutes misdemeanor DUI offenses, said it had not received a report on the arrest.

Cordileone took a breath test that confirmed his blood alcohol content exceeded California's legal limit of 0.08 percent, said Officer Mark McCullough, who declined to say by how much.

"He was a driver that was obviously impaired but he was quite cordial and polite throughout," said McCullough, who was at the scene. "He was not a belligerent drunk at all ... There were no problems with him throughout the night.

Cordileone, one of 11 people arrested at the checkpoint that night, identified himself as a priest, said McCullough. An officer did an Internet search and learned he was archbishop-elect.

Canon law experts said a criminal charge would not automatically prompt a delay in Cordileone's installation as archbishop, which is scheduled to take place at St. Mary's Cathedral on Oct. 4, the feast day of San Francisco's patron saint, St. Francis of Assisi.

Because Catholic bishops are answerable only to the pope, any potential discipline would have to come from the Vatican, said Michael Ritty, a canon lawyer in private practice in upstate New York.

"If there was anything, it would be handled in Rome, most likely by the Congregation for Bishops. Depending on the question or type of criminal charge, it might go directly to the pope or as directly as you can get," Ritty said.

Cordileone is a native of San Diego, where he was ordained as a priest in 1982. He has been bishop of Oakland for a little more than three years, and before that, he served as an auxiliary bishop in San Diego.

The Rev. Thomas Reese, a senior fellow at the Woodstock Theological Center at Georgetown University, predicted that Cordileone's arrest, while embarrassing, would only draw a response from Rome if it appeared he had a serious substance abuse problem that prevented him from carrying out the archbishop duties.

"The bottom line is there is no real requirement that he resign," Reese said. "If he is an out-of-control alcoholic who can't function, that would be an issue, but obviously he has been the bishop of Oakland all these years and he seems to be able to function. Nobody knows if he has a drinking problem or was one fraction over the (blood alcohol) limit."

Noting that forgiveness is an integral part of the Catholic faith, Reese recalled the 1985 DUI arrest of the late Minneapolis-St. Paul Archbishop John Roach, who pleaded guilty and served two days in jail but remained popular in the post for another decade.

Cordileone will have to "explain this to people, and depending on what he does and how it's perceived, we'll see how it goes" he said. "It could make him more human."

While serving in San Diego four years ago, Cordileone was instrumental in devising an initiative to strip same-sex couples of the right to wed in California. He was part of a statewide network of clergy that promoted the measure, known as Proposition 8. Campaign finance records show he personally gave at least $6,000 to back the voter-approved ban.

Since last year, Cordileone has been chairman of the U.S. Conference of Catholic Bishops' Subcommittee for the Promotion and Defense of Marriage.

At a news conference last month, he said he thought the Roman Catholic Church had come a long way in addressing the issue of clergy sex abuse and reiterated his opposition to gay marriage.

"Marriage can only come about through the embrace of a man and a woman coming together," he said. "I don't see how that is discriminatory against anyone."

The archdiocese serves more than 400,000 Catholics in the city of San Francisco and Marin and San Mateo counties. In the post, Cordileone would oversee the bishops in Honolulu, Las Vegas, Oakland, Reno, Sacramento, Salt Lake City, San Jose, Santa Rosa and Stockton.

___

Leff reported from San Francisco.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/386c25518f464186bf7a2ac026580ce7/Article_2012-08-28-Archbishop-Elect-DUI/id-bbb53ac09d0f4500a94402feac3202de

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Job - Associate Manager, Government Affairs - State Advocacy and ...

PURPOSE:
Additionally, responsible for managing the compliance activities for the Government Affairs & Public Policy department including, but not limited to: ensuring all state-level lobbying activities are accurately reported and filed per state requirements; maintain relationship of legal counsel related to issues pertaining to compliance; ensuring all necessary field sales staff are compliant with state lobbying regulations per their activities regarding state formularies.

This position will direct the strategic lobbying activities in select states and collaborate in the direction and execution of lobbying activities in other states as needed. Owns the development of key business and triple bottom line legislative initiatives in the states, both for diabetes and BioPharm issues. Accountable for communicating, advocating and executing Novo Nordisk?s (NNI) position on relevant issues. Collaborates with Managed Markets Executives, Field Sales staff and Medical employees to implement state strategies that promote the NNI brand and/or issues of relevance in the states. Oversees the activities of contract lobbyists in identified states and assists in management of lobbyists in other states as needed.

RELATIONSHIPS:
This position will report to Associate Director, State Lobbying,. The position will work closely with the Associate Directors, State Lobbying; Associate Manager, Government Affairs. This position will develop and maintain partnerships and relationships with a variety of organizations at national, state and local levels, including but not limited to:
? State diabetes and other health-related coalitions
? Professional associations
? Vendors, consultants, contract lobbyists and customers
? Owns the relationship with Governors and staff
? Owns the relationships with Legislators and staff
? Owns the relationship with Public Health officials, including State Health Directors, Diabetes Prevention and Control Program directors and Chronic Disease Directors, as well as other state health agency personnel
? Coordinates relationship with Associate Directors, State Lobbying with various legislation and trade associations including but not limited to: National Lieutenant Governors Association, Southern Governors Assn., Southern Legislative Conference; State Government Affairs Council; Council of State Governments; and Public Affairs Council This position will also interact with various people and departments internally, including but not limited to:
? LGQ
? Corporate Compliance
? NNPII?Clayton, North Carolina
? Managed Markets Strategy Team
? Communications and Public Affairs
? Medical

ESSENTIAL FUNCTIONS:
? State and Company Compliance and Reporting 40%: Evaluate and examine current policies and procedures in place by Government Affairs & Public Policy and recommend changes? to help ensure that state compliance and lobbying policies are properly followed
? State and Company Compliance and Reporting 40%: Manage the compliance of all state-specific registration, reporting and ethics laws by all contract lobbying consultants effectively and efficiently
? State and Company Compliance and Reporting 40%: Oversee the Company's separate registration and reporting obligations under these laws and regulations including but not limited to reporting a pro rata share of an in-house lobbyists' compensation for time spent lobbying, other lobbying-related expenditures, and information on each subject or bill lobbied
? State and Company Compliance and Reporting 40%: Provide assistance to NNI colleagues in other departments, primarily field sales force and managed markets, as appropriate for lobbying and state reporting registration and filing
? State Lobbying Efforts 60%: Advocates the incorporation of NNI?s position into state legislation of importance to the Company
? State Lobbying Efforts 60%: Advocates to state government officials and other relevant parties on NNI?s position on issues of relevance
? State Lobbying Efforts 60%: Attends targeted events with key local constituents and represents NNI externally
? State Lobbying Efforts 60%: Builds, fosters and maintains beneficial relationships with patient, health care professional, and health advocacy groups
? State Lobbying Efforts 60%: Builds, fosters and maintains relationships with relevant government officials, legislative bodies, public health agencies and other entities of importance to NNI
? State Lobbying Efforts 60%: Communicates with key government officials, legislative committees and other entities to gain active support for the advancement of business and public policy issues important to NNI
? State Lobbying Efforts 60%: Defines and manages contract lobbyist responsibilities and directs activities in order to execute action plans designed to maximize NNI?s impact on policy makers and patients
? State Lobbying Efforts 60%: Influences government officials, legislative committees and other relevant parties by ensuring they are aware of NNI?s position on public affairs issues of importance to the Company
? State Lobbying Efforts 60%: Oversees and directs vendor activities for state events
? State Lobbying Efforts 60%: Partners with Associate Manager, Government Affairs on organizing, promoting and managing NNI program to increase awareness of the company?s commitment to diabetes care in specific racial and ethnic minority populations
? State Lobbying Efforts 60%: Partners with the Federal and State Lobbyist to avoid or minimize government decisions that could negatively affect our business or stakeholders
? State Lobbying Efforts 60%: Plans and executes events for state and local officials designed to increase awareness of NNI and relevant issues
? State Lobbying Efforts 60%: Regularly communicates status of projects with Associate Directors and identify areas where additional attention is needed
? State Lobbying Efforts 60%: Represent NNI externally at targeted community meetings with key constituents, including: chambers of commerce, business forums, legislative groups, and community based organizations; seek potential partnering opportunities in diabetes related multicultural activities

PHYSICAL REQUIREMENTS:
Approximately 40% overnight travel

DEVELOPMENT OF PEOPLE:
Not Applicable

KEY SUCCESS FACTORS: EDUCATION, EXPERIENCE, KNOWLEDGE AND SKILLS
? A Bachelor?s degree required
? Ability to learn compliance rules and regulations impacting lobbying activities, and specifically those that impact NNI
? An advanced degree in a related field highly preferred
? At least 3 years of relevant work experience with federal or state legislative, executive and public-policy making bodies and officials required
? Demonstrated track record of outstanding advocacy, communications and negotiation skills required
? Excellent organization skills required
? Exceptional relationship building and management skills needed?builds relationships among key stakeholders yet maintains independence/objectivity in management oversight

REQUIREMENTS - QUALIFICATIONS: Associate Manager, Government Affairs - State Advocacy and Compliance

Source: http://www.careertopjobs.com/clinical-research-job.aspx?job=473660

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Solve Problems For The Do It Yourselfer With These Quick Tips ...

If the outside of your home is looking a bit drab and old, why not put new outside light fixtures up. There are a lot of outside light fixtures available on the market and they all have something special. Putting a new light on your home adds a touch of class, elegance and style.

If your kitchen is in need of a renovation that you can?t afford, consider simply repainting your cabinets and replacing their hinges. You won?t have made any major functional changes, but your kitchen will appear much nicer and newer. Replacing hinges ensures that cabinet doors fit snugly instead of hanging open, and the new paint will brighten up the whole room.

If you plan to renovate your whole house, start small by transforming one room or area of your home and see how it turns out. If it isn?t what you were hoping for, you still have time to hire help or learn how to better plan your entire renovation.

If you have repairs that need to be done on your apartment, and your landlord is not doing them, you can withhold your rent. While you do not have to pay rent for those months, you do have to place the money in an escrow account and write a certified letter to your landlord explaining why.

When moving towards improving your home remember the small things like doors. A cheap improvement that can increase your home value a great deal is six panel doors. They create an executive look and make your living space look larger than it really is. It is hard to believe such a small change can make such a big difference, but it really can.

At the beginning of the year, assess your home and see what things you?d like to improve or work on. Make a list of these things and prioritize them. Then, systematically work your way through the list until you?ve accomplished everything on it. Then, start the process over again the following year until you have your dream home.

Before starting any home improvement job you should make sure you have all of the necessary tools available. A missing tool can hold up a project. The effect of such delays can range from minor annoyance all the way up to serious expenses. Many home improvement projects (pouring concrete, for example) can be ruined if you lack the right tools at a critical point.

When painting your walls, always make sure to properly spread tarps or newspaper over your flooring. You can even go as far as cutting open trash bags and laying them on the floor. Painting is messy and hard/impossible to remove from carpeting and wooden flooring. Take safety measures before you start painting so you don?t have to worry about the after effects.

Small changes in the bathroom can make a major impact in selling your home. This home improvement can be done very inexpensively. Just replacing old wallpaper or updating the lighting fixtures, can add significant value to that dated bathroom. Even just a fresh coat of paint can increase the value and make old bathrooms look good.

When you are replacing your siding with veneer some positive things to keep in mind about that material are the functional advantages to other sidings. The veneers can protect your home quite well from damages, they are very easy to install, and require little to almost no maintenance which is very important.

Organize your home by bottling up your yarn and other delicate craft materials. Two liter bottles like those soda come in are great for storing practically everything. Remove the label, cut a slit down the side and insert your skeins or balls of yarn! Pull the loose end through the top and replace the cap to secure it.

If you have decided to work on a new medium to large size project, first ensure that you have all of the steps written down. After this, you will want to examine exactly what kinds of materials and tools you will need. If you are missing anything, be sure to purchase it before starting.

Before you begin your next home improvement project, take the time to look for inspiration in magazines, color swatches and anything else that you can find. It is important to plan ahead so that you don?t get stuck trying to do too much when it is time for you to begin your project. This will make the entire process much more relaxing for you.

There are different kinds of activities for different kinds of people. As you have read, they don?t all involve the outdoors, animals or being incredibly muscular. There are activities that nearly everyone can enjoy, like home improvement. With the above tips in mind, you can reap the benefits for your home too.

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Source: http://lmaureen.com/solve-problems-for-the-do-it-yourselfer-with-these-quick-tips-2/

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Long-held theory on human gestation refuted: Mother?s metabolism, not birth canal size, limits gestation

ScienceDaily (Aug. 27, 2012) ? New research by a University of Rhode Island professor suggests that the length of human pregnancy is limited primarily by a mother's metabolism, not the size of the birth canal. The research, published in the Proceedings of the National Academy of Sciences the week of August 27, challenges the long-held notion of an evolutionary trade-off between childbirth and a pelvis adapted for walking upright.

Two traits that set humans apart from other primates -- big brains and the ability to walk upright -- could be at odds when it comes to childbirth. Big brains and the big heads that encase them are hard to push through the human birth canal, but a wider pelvis might compromise bipedal walking. Scientists have long posited that nature's solution to this problem, which is known as the "obstetric dilemma," was to shorten the duration of gestation so that babies are born before their heads get too big. As a result, human babies are relatively helpless and seemingly underdeveloped in terms of motor and cognitive ability compared to other primates.

"All these fascinating phenomena in human evolution -- bipedalism, difficult childbirth, wide female hips, big brains, relatively helpless babies -- have traditionally been tied together with the obstetric dilemma," said Holly Dunsworth, an anthropologist at the University of Rhode Island and lead author of the research. "It's been taught in anthropology courses for decades, but when I looked for hard evidence that it's actually true, I struck out."

The first problem with the theory is that there is no evidence that hips wide enough to deliver a more developed baby would be a detriment to walking, Dunsworth said. Anna Warrener, a post-doctoral researcher at Harvard University and one of the paper's co-authors, has studied how hip breadth affects locomotion with women on treadmills. She found that there is no correlation between wider hips and a diminished locomotor economy.

"That throws doubt on the assumption that the size of the birth canal is limited by bipedalism," Dunsworth said. "Wide hips don't mean you can't walk efficiently."

Then Dunsworth looked for evidence that human pregnancy is shortened compared to other primates and mammals. She found well-established research to the contrary. "Controlling for mother's body size, human gestation is a bit longer than expected compared to other primates, not shorter," she said. "And babies are a bit larger than expected, not smaller. Although babies behave like it, they're not born early."

For mammals in general, including humans, gestation length and offspring size are predicted by mother's body size. Because body size is a good proxy for an animal's metabolic rate and function, Dunsworth started to wonder if metabolism might offer a better explanation for the timing of human birth than the pelvis.

To investigate that possibility, she enlisted the help of Peter Ellison of Harvard University and Herman Pontzer of Hunter College in New York, two experts in human physiology and energetics. Building on Ellison's prior work on human pregnancy and childbirth, the researchers developed a new hypothesis for the timing of human birth called the EGG (energetics, gestation, and growth).

"Under the EGG, babies are born when they're born because mother cannot put any more energy into gestation and fetal growth," Dunsworth explains. "Mom's energy is the primary evolutionary constraint, not the hips."

Using metabolic data on pregnant women, the researchers show that women give birth just as they are about to cross into a metabolic danger zone.

"There is a limit to the number of calories our bodies can burn each day," says Pontzer. "During pregnancy, women approach that energetic ceiling and give birth right before they reach it. That suggests there is an energetic limit to human gestation length and fetal growth."

Those metabolic constraints help explain why human babies are so helpless compared to our primate kin, like chimpanzees. A chimp baby begins crawling at one month, whereas human babies don't crawl until around seven months. But for a human to give birth to a newborn at the same developmental level as chimp, it would take a 16-month gestation. That would place mothers well past their energetic limits. In fact, even one extra month of gestation would cross into the metabolic danger zone, the researchers found.

"It would be physiologically impossible, regardless of pelvic bone anatomy, to birth a more developed baby," Dunsworth said. "Our helplessness at birth is just a sign of how much more brain growth we have to achieve once we start living outside our mother."

The energetics, gestation and growth hypothesis would downplay an implication of the obstetric dilemma that Dunsworth finds odd.

"We've been doing anthropology with this warped view of the male pelvis as the ideal form, while the female pelvis is seen as less than ideal because of childbirth," she said. "The female births the babies. So if there's an ideal, it's female and it's no more compromised than anything else out there. Selection maintains its adequacy for locomotion and for childbirth.

"If it didn't, we'd have gone extinct," Dunsworth said.

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Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/most_popular/~3/ufV37U6VADw/120827152037.htm

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Binge Eating Overview: An Overview ? The Ranch | Drug Rehab ...

Binge eating disorder is an officially recognized eating disorder characterized by frequent, excessive consumption of food. Unlike people who voluntarily overeat on holidays or other limited occasions, people with the condition feel a compulsion to overeat, and continue their behavior even when they become aware of its negative consequences. Because of the level of food consumption involved, binge eating disorder can lead to a variety of serious or potentially fatal illnesses. What?s more, people with the disorder also sometimes have or develop additional mental health problems. Fortunately, doctors and mental health professionals can treat binge eaters through methods that include medications and psychotherapy.

Binge Eating Basics

Binge eating disorder features an extreme level of calorie intake, according to the U.S. National Library of Medicine?s MedlinePlus, and people with the condition can consume anywhere from 5,000 to 15,000 calories in a single meal or episode. By comparison, the recommended calorie intake for teenagers and adults ranges from roughly 1,600 to 3,000 for an entire day. However, people with the disorder typically don?t want to be overweight and experience a variety of negative emotions, including guilt and self-loathing, in regard to their behavior.

Unlike people who have the eating disorders anorexia nervosa or bulimia nervosa, binge eaters usually don?t engage in behaviors ? such as vomiting or excessive exercising ? that purge or burn off significant amounts of calories. For this reason, they commonly gain enough weight to classify them as overweight or obese. You can develop binge eating disorder at any age; however, the disorder most commonly appears in teenagers and young adults. Roughly 2 percent of American adults are binge eaters, and the condition is somewhat more common in women than in men.

Binge Eating Causes

No one knows exactly what triggers binge eating disorder. However, the Mayo Clinic reports, researchers have uncovered certain underlying factors that potentially play a role in its onset. They include a family history of eating disorders, genetically inherited chemical imbalances in your brain, current or previous problems with clinical depression, participation in a restrictive diet program, and lack of the coping skills needed to deal with strong or unpleasant emotional states. In addition, people with the disorder often feel estranged from their communities, feel that they lack control in their lives, abuse alcohol or other substances, and make decisions in an impulsive manner.

Signs and Symptoms

Common signs and symptoms of binge eating disorder include eating disproportionately large amounts of food at any one time, eating well past the point of fullness, feeling unable to control your eating habits, eating large amounts of food rapidly, experiencing repeated episodes of significant weight gain and weight loss, purposefully eating your meals alone and eating when you don?t feel hungry. People with binge eating disorder also commonly attach negative feelings to their eating behaviors (including disgust, guilt, shame and/or depression), experience feelings of social isolation, and avoid talking about their feelings regarding food-related issues. While some binge eaters overeat regularly, others diet for limited periods of time or unsuccessfully attempt to reduce their food intake to normal levels. In addition, some binge eaters develop clinically serious symptoms of depression, anxiety or other mood or personality disorders.

Potential Consequences

The weight gain associated with binge eating disorder can lead to the onset of serious, chronic health problems that include high cholesterol, high blood pressure, type 2 diabetes, gallbladder disease and heart disease. Other problems commonly found in binge eaters include headaches, joint dysfunction, insomnia, muscle pain and alterations in the normal menstrual cycle. In addition, people with binge eating disorder have increased chances of developing some forms of cancer.

Available Treatments

Your doctor can treat binge eating disorder with antidepressant medications called selective serotonin reuptake inhibitors (SSRIs), other antidepressant medications called tricyclic antidepressants, or a seizure medication called topiramate (Topomax). None of these drugs were designed to combat binge eating, and no one knows precisely why they produce positive effects. Forms of psychotherapy used to treat the disorder include interpersonal psychotherapy, which focuses on your relationships with other people; cognitive behavioral therapy, which focuses on improving your self-control in stressful situations; and dialectic behavior therapy, which focuses on both new behavioral skills and your relationships with others. Additional techniques used to treat or diminish the effects of binge eating include medically supervised weight-loss programs and participation in established support groups.

Other steps you can take to deal with binge eating disorder include following your established treatment plan as closely as possible, eating a healthy breakfast each day, avoiding self-directed diets, avoiding stockpiling food in your home, seeking the advice of a registered nutritionist, staying physically active, and doing what you can to maintain your relationships and other social outlets.

Tags: binge eating

Source: http://www.recoveryranch.com/articles/eating-disorders/binge-eating/

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Hertz to buy Dollar Thrifty for $2.3 billion

Noah Berger / AP

In a file photo a Ford Mustang is returned to an Oakland, Calif., Hertz location. Hertz has agreed to buy rival Dollar Thrifty for about $2.3 billion.

By Reuters

Hertz Global Holdings agreed to buy rival Dollar Thrifty Automotive Group for about $2.3 billion in a deal that puts about 95 percent of the U.S. car rental market in the hands of three companies.

The sale ends more than two years of on-off takeover talks for Dollar Thrifty involving Hertz, the No. 2. U.S. car rental company, and third-ranked Avis Group Inc that had been plagued by disagreements over price and doubts about regulatory approval.

The deal cements Hertz's position as the number two and leaves Avis far behind in third. Privately held Enterprise Holdings, with its Alamo, National and Enterprise brands, is far and away the market leader.

Shares of the Park Ridge, New Jersey-based Hertz jumped 14 percent in premarket trade on Monday, while Dollar Thrifty shares traded up 7 percent.

Dollar Thrifty, the final big target in an industry that has consolidated rapidly, this month urged Hertz to make a compelling bid or leave it alone.

Hertz will buy Dollar Thrifty for $87.50 per share in cash, a premium of 8 percent over Dollar Thrifty's Friday closing price of $81 on the New York Stock Exchange, and almost double a $1.2 billion offer Hertz made in April 2010.

Avis could still make a further bid. The deal does not carry with Hertz has no break-up fee and Dollar Thrifty is allowed dto solicit another offer for 30 days, a person familiar with the matter told Reuters.

Several top Dollar Thrifty shareholders told Reuters last week they would accept a takeover offer from Hertz that valued the company at more than $87 per share.

Avis' entry into the bidding in 2010 pushed up the price for Dollar Thrifty, which was at one point during the financial crisis was offered $2 per share by Hertz.

Avis withdrew its offer after it bought Avis Europe last year for about $1 billion.

"Hertz has made a compelling offer to our stockholders that reflects the strength of our business," Dollar Thrifty Chief Executive Scott Thompson said in a statement.

In a bid to win regulatory approval for the deal, Hertz has agreed to sell its budget brand, Advantage, to Franchise Services of North America and Macquarie Capital. That sale is conditional on completing the Dollar Thrifty purchase.

Hertz did not specify the sale price but Bloomberg news, quoting a person familiar with the matter, reported the unit would be sold for $16 million.

Advantage competes directly with Dollar Thrifty in the budget car rental market.

Franchise Services is headed by Sanford Miller, who was once the CEO of Budget Group Inc, which is now a part of Avis.

Hertz said late on Sunday it expects at least $160 million of annual cost savings from the transaction.

Lazard, Barclays, Bank of America Merrill Lynch and Deutsche Bank are financial advisers to Hertz, while J.P. Morgan and Goldman Sachs are advising Dollar Thrifty.

?

CNBC's Kayla Tausche reports Hertz is upping its bid for Dollar Thrifty, and a look at how to play the takeover bid, with Fred Lowrance, Avondale Partners.

Copyright 2011 Thomson Reuters. Click for restrictions.

Source: http://bottomline.nbcnews.com/_news/2012/08/27/13504321-hertz-to-buy-dollar-thrifty-for-23-billion?lite

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Columbia Bank Review | SelectCDRates.com - The Leading ...

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What is diabetes type 1.5? - Health Niche

In the year 2000, the World Health Organization WHO reckoned that 171 million people all over the world were suffering from diabetes. Experts predict that by the year 2030, there will be approximately 366 million people affected by the disease. Diabetes belongs to a group of metabolic diseases leading to a high and life-threatening blood sugar. Most popularly, the defect is divided into two subcategories: diabetes type one and diabetes type two. Whereas type one is caused by a failure to produce the hormone insulin and often occurs at an early age, type two results from an insulin resistance developing with age. However, there is also an in-between type which has been coined diabetes type 1.5 and which is also known as LADA, i.e. Latent Autoimmune Diabetes of Adults.

LADA: How come?

The in-between type is described as a condition in which diabetes type one develops in an adult age. That is due to the fact that the destruction of insulin-producing beta cells can occur at different rates. If it happens fast, it leads to symptoms at an early age (type one), if it happens slowly, it leads to problems at a later age (LADA). In order to test an emerging diabetes type one, and to avoid a misdiagnosis of type two which also happens at an adult age, it is necessary to conduct antibody tests. People suffering from LADA can show a positive reaction to the antibodies test, people suffering from type two are unlikely to do so. Laboratories own ELISA kits for scientific research in order to get the results.

Avoiding a misdiagnosis

It is estimated that 20 percent of the people officially suffering from diabetes type two actually suffer from type 1.5. In order to optimize the treatment of these people, which does not in every case require an insulin therapy but might also be managed through changes in nutrition and lifestyle, antibody tests should be conducted more than once as it may track the progression of the disease. How far medical research has developed can be seen in the huge amounts of antibody test applications offered at www.antibodies-online.com/.

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Source: http://www.health-niche.com/1447/what-is-diabetes-type-1-5/

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University of Victoria's Mano underwater robot to prowl Arctic waters for legendary ships

Canadians well-versed in their history are very aware of Sir John Franklin's ill-fated 1845 expedition to find the Northwest Passage: a British voyage that set out to establish a sailing route through the Arctic and ended with the untimely, mysterious deaths of its two ship crews. No human ever found the abandoned ships, which makes it all the more fitting that the next best shot at discovery might come through a just-launched autonomous underwater vehicle from the University of Victoria and Bluefin Robotics. Meet the Mano, a new sonar-toting robot that can produce detailed undersea maps all by its lonesome while keeping a steady altitude above the ocean floor. It can only operate for 12 hours at a time, which will keep humans in the area, but its ability to run untethered below storms and cold Arctic winds should dramatically expand the territory that researchers can cover during their share of a larger five- to six-week journey. There's no guarantee that the Mano will hit the jackpot, or find something recognizable even if it does. Still, any mapping should improve navigation for modern boats -- and hopefully prevent others from sharing Sir Franklin's fate.

Filed under: Robots, Science, Alt

University of Victoria's Mano underwater robot to prowl Arctic waters for legendary ships originally appeared on Engadget on Mon, 27 Aug 2012 22:41:00 EDT. Please see our terms for use of feeds.

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Source: http://www.engadget.com/2012/08/27/university-of-victoria-mano-underwater-robot-to-prowl-arctic/

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Scholar Loan Options For Financing Your Schooling - Total Vibration

Once you begin making use of for faculties, you can see that tuition and boarding charges are extremely expensive. Except they?re independently wealthy, few people can pay for college outright. If you do not qualify for scholarships, financing your schooling can appear virtually unattainable, even with the assistance of standard monetary aid grants. However, there are various low curiosity pupil loans available for students that qualify for them. Fairly than laying aside your education, you possibly can borrow money and defer fee till your have graduated and have found a full-time job with which you?ll be able to pay back what you owe.

The first step towards applying for student loans is to fill out a financial support application form referred to as the Federal Software for Scholar Financial Aid. After getting been accepted to a college or college, you may be sent a packet of financial assist information. You will be asked to offer your individual and your parents financial information so the help agency can assess your want and your means to pay. There are lots of authorities based grants, like the Pell Grant, that give money to low-revenue students and their families with no obligation to ever pay it back. However, grants can solely pay for so much, and you?ll more than likely require pupil loans to finance the remainder of your instructional expenses.

If the free monetary aid you qualify for just isn?t sufficient to cowl your bills, student loans can help you make it by means of faculty to get the degree it is advisable be financially profitable later in life. There are many various kinds of scholar loans obtainable for each typical and nontraditional students. Federal training loans like Perkins and Stafford Loans can be funded by either the varsity, your financial institution, or by the U.S. Department of Education. Private schooling loans aren?t sponsored by the federal government and draw funds from quite a lot of completely different sources. If you are still thought of a dependent, either you or your mother and father can apply for pupil loans to finance your education.

Guaranteed Scholar Loans, or Stafford Loans, usually have decrease interest rates than non-public loans. These loans are guaranteed by the federal government, and they are often backed or unsubsidized. If you have a sponsored loan, the federal government pays your interest when you are in school. With an unsubsidized mortgage, you begin accruing curiosity while you?re at school, however you do not need to pay it again till you may have graduated. You could show financial must receive a backed loan, whereas unsubsidized loans can be found to anyone who applies.

Often times, Direct Pupil Loans are the mortgage of choice for many students. Direct loans are handled instantly by the varsity you?re attending. A majority of these loans usually have lower rates of interest than most others. Your faculty or university might get hold of the funds from a wide range of sources, however the entire funds are generally made to the varsity itself. Once you are completed with faculty, you usually have wherever from six to 9 months to start paying back your accrued debt.

For those who end faculty and cannot afford to pay again your student loans, they could be positioned in default. This affects your credit standing and may hold you from getting different loans within the future. You might be granted a deferment in your loans if you happen to resolve to continue your education in graduate studies, or if you are unemployed. Deferment, however, does not final forever. If in case you have many different student loans, you?ll be able to usually consolidate them utilizing a consolidation service, or, if you have direct loans, you?ll be able to consolidate through your schools lender.

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Source: http://blog.thorsrubberhammer.com/2012/08/scholar-loan-options-for-financing-your-schooling/

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Source: http://www.booshnews.com/2012/08/27/live-stream-over-the-internet-television/

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Louise Phillips: RED RIBBONS - BLOG TOUR ...it's all happening!

Well it's all about to kick off and already the RED RIBBONS blog tour is proving novel and different!

We don't have a 1 Week Blog tour - We don't have a 2 Week Blog tour, but rather a

?2.29 WEEK BLOG TOUR!

Starting Thursday the 30th August, the tour begins with the lovely lady herself, Katy O'Dowd, and ends Friday 14th September, with the wonderful, Brian Kirk.

All participants are great friends of mine. You might follow some of them already on Twitter, Blogger or Facebook, but if not, they are folks who are great fun to connect with and who are also extremely generous and supportive to me by facilitating the RED RIBBONS (2.29 Week) Blog tour.

KATY O'DOWD, is an arts and entertainment journalist and has worked for Time Out, Associated Newspapers and Comic Relief and her articles have appeared in The Times (London), Metro (London) and many other arts and entertainment publications, paper and online.

She reviews for the Historical Novels Review and the British Fantasy Society, is a commissioning editor at Pendragon Press and is co-editor of the Nasty Snips II Project for that press.

Alongside writing with her Dad under the pen-name Derry O?Dowd, whose first book ?The Scarlet Ribbon? was chosen to launch the History Press Ireland?s fiction line, she writes under her own name.

?The Lady Astronomer?, a YA Steampunk novel, is out with Untold Press this Autumn. She is currently writing a Steampunk adult series because writing for tweens and teens is damnably hard work.

Visit Katy at? www.katyodowd.com???????????????????????????????????????????????? And on Twitter @katyod



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MICHELLE MOLONEY-KING, is a primary school teacher, writer, avid reader and a pretty awesome person! She blogs about country life, books, school, IT, flash fiction and more at http://teacherMoloneyKing.com

Visit Michelle at http://teacherMoloneyKing.com?????????????????????? And on Twitter @MoloneyKing




DEBBI MACK, is the New York Times ebook bestselling author of the Sam McRae mystery series, featuring lawyer/sleuth Stephanie Ann ?Sam? McRae. She's also had several short stories published, including one nominated in 2010 for a Derringer. A ?recovering attorney,? Debbi has also worked as a journalist, librarian and freelance writer/researcher. You can read more about Debbi and her books on her Web site. She also has five blogs, including My Life on the Mid-List, and you can find her on Twitter and Facebook. Vist Debbi at www.debbimack.com?????????????????????????????????????????????? And on Twitter??? @debbimack



SUSAN CONDON, is a native of Dublin, who began writing poetry and short stories in 2008.?Writing awards include first prize in the Bealtaine SDCC and CWC SCC City of Dublin VEC Short Story Competitions in 2010; highly commended in Ireland?s Own Prose Competition and www.fivestopstory.com in 2011, and she has just been long-listed in the RT? Guide/Penguin Ireland Short Story Competition 2012.

Publications include South of the County: New Myths and Tales in 2010, Senior Times and The Echo in 2011 and InTallaght and www.fivestopstory.com?in 2012.

A member of Platform One Writer?s Group, Rua Red, Susan is currently completing her first novel ? a crime fiction thriller set in New York.

ALISON WELLS, is a writer of flash fiction, short stories and?novels, and mother of four from Bray, Co. Wicklow. She has worked as?a technical writer and has degrees in Psychology and????? Communication Studies.?Her short fiction has appeared in the Sunday Tribune, Crann?g, The View from Here, Metazen and?in many anthologies including the Higgs Boson, Voices of??????? Angels, and UK National Flash Fiction Day?s?Jawbreakers. She has been shortlisted for Hennessy New?Irish Writing and for the Bridport, WOW, and Fish Award. This year she won the Big Book of Hope Ebook fiction?category with her flash fiction medley Flashes of Entropy?and Hope and was awarded a writing residency in Cill Rialaig,?Co. Kerry to work on The Exhibit of Held Breaths. Another?literary novel is ready for submission.?She blogs for writing.ie and??on Head above Water www.alisonwells.wordpress.com. Alison has published a space comedy novel Housewife with a Half-LIfe and?a mini short collection including Stories to read on the Train.????

Visit Alison at www.alisonwells.wordpress.com??????????????????????? And on Twitter @AlisonWells


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VALERIE SIRR, has had short fiction and flash fiction widely published (Ireland, UK, US, Australia and Asia). Some poems are forthcoming in anthologies from Revival Press, Ireland. Awards include 2007 Hennessy New Irish Writer Award, two Arts Council of Ireland bursaries and other national and international literature prizes, most recently a flash fiction award (2011) from The New Writer Magazine (UK), judged by Catherine Smith, British poet and writer. Valerie?s flash fiction appears on the National Flash Fiction Day 2012(UK) website.

She holds an M. Phil in Creative Writing from Trinity College,Dublin. She teaches creative writing, and she hopes to find a publisher for her flash and story collections soon and is working on a novel.

Visit Valerie at www.valeriesirr.wordpress.com.????????????????????????????And on Twitter @ValerieSirr


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NIAMH BAGNELL, ran a 4-page newspaper for a few months in 1985: it cost 20p per issue and was a big hit with the neighbours. Her long-awaited return to writing came in mid-2007, when she joined Lucan Writers Group (meeting, among other talented people, the lovely Louise Phillips). Published in several poetry magazines, and the Stinging Fly.?

She hosted a writing based radio show on Liffey Sound for 1.5 years before giving it all up to move away to hide in the wilderness...? Her blog is variouscushions.blogspot.com which she updates when baby, work, and other circumstances allow...

Visit Niamh at http://variouscushions.blogspot.ie ????????????????????? ?And?on Twitter @variouscushions





TRIONA WALSH, is a writer of short stories and poetry (and a couple of novels that live in her desk drawer.) Her writing has appeared in a number of journals and anthologies -? Poetry Bus 1 & 3, Petals on a Bough anthology, Caught in Amber anthology, Kay's Book anthology, Flavours of Home, Petals on a Bough, South of the County - New Myths and Tales.

And she has been lucky enough to have had some success in competition, in particular - Winner in the NWA Awards 2008, Winner of the Jonathan Swift Award 2008, Short listed Jonathan Swift 2009 Shortlisted Kay McDonnell Short Story competition 2009, Shortlisted Malahide Library Centenary Short Story competition 2010. Her ambition is to write the next great Irish novel, but she'll settle for just getting out of the slush pile.

Visit Triona at http://trionawalsh.blogspot.ie/??????????????????????????? And on Twitter???? @DomesticOub



ETHEL ROHAN,?is the author of Hard to Say and Cut Through the Bone, the latter longlisted for The Story Prize. Her work has or will appear in World Literature Today, Tin House Online, The Irish Times, The Rumpus, Post Road Magazine, and The Los Angeles Review, among many others.

She earned her MFA in fiction from Mills College, California. Raised in Ireland, Ethel Rohan now lives in San Francisco where she is a member of the Writers Grotto.

Visit Ethel at?www.ethelrohan.com
http://ethelrohan.tumblr.com?????????????????????????????????????????????????????? And on Twitter @ethelrohan

NIAMH BOYCE, was awarded the Hennessy XO New Irish Writer of the Year 2012 for her poem Kitty. Her fiction has been shortlisted for the Francis McManus Short Story competition 2011, the Hennessy Literary Awards 2010 and the Molly Keane Award 2010.

Her novel ?The Herbalist? will be published by Penguin in 2013. She blogs at http://niamhboyce.blogspot.com.

Visit Niamh at http://niamhboyce.blogspot.com??????????????????????????? And on twitter??? @niamhboyce

LAURENCE O'BRYAN, studied English and history, then business, and IT at Oxford University. He spent ten years working in the City of London, the creaking hub of world finance. He was first published by a school newspaper when he was ten, for a short story about aliens getting lost. The Istanbul Puzzle is his first novel published. It is part of a three book contract with Harper Collins. It will be translated into 9 languages and be published in about 15 countries, and in 2007, he won the Outstanding Novel Submitted award at the Southern California writer's conference.

He is a member of the UK Crime Writer's Association, the Society of Authors, the Irish Writing Centre, two "live" writing groups in Dublin and online writing communities in England and the States. His research has taken me all over the world, from San Francisco to deep in the Arab world. And he still enjoy looking at the stars and listening to the stories of strangers.

Visit Laurence at http://lpobryan.com/ And on Twitter at @LPOBryan



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CATHERINE RYAN HOWARD, is a writer and blogger from Cork, Ireland. Following the success of her self-published travel memoir, Mousetrapped: A Year and A Bit in Orlando, Florida, Catherine went onto self-publish Backpacked: A Reluctant Trip Across Central America and Self-Printed: The Sane Person's Guide to Self-Publishing. She shares her pragmatic, caffeine-infused self-publishing advice at www.catherineryanhoward.com, and currently divides her time between her desk and the sofa.
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Source: http://120socks.blogspot.com/2012/08/red-ribbons-blog-tour-its-all-happening.html

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